Alors que le prix de la plupart des cryptomonnaies comme le Bitcoin, ou l’Ethereum fluctue, les stablecoins se révèlent intéressants pour trader et opérer sur la blockchain sans sublir la volatilité des marchés.
Bien que la majorité des stablecoins suivent la valeur du Dollar américain — due à la prédominance de l’USD dans le monde de la crypto, et plus généralement dans la finance — d’autres stablecoins se sont posés en alternative, notamment ceux qui suivent le cours de l’Euro.
Voici les 5 principaux stablecoins Euro ainsi que leur principales caractéristiques: émetteur, type de stablecoin, capitalisation de marché, blockchain supportées, actifs en réserves, et leur disponibilité sur les plateformes d’échange de cryptomonnaies.
Emetteur | Type de stablecoin | Capitalisation de marché | Blockchain supportées | Actifs dans les réserves | Disponibilité | |
|---|---|---|---|---|---|---|
EURC (EURC) | Circle | Centralisé | 41M € | - Avalanche - Ethereum - Solana - Stellar | Euros | - Coinbase - Uniswap - 1inch - HTX - Bitstamp |
STASIS EURO (EURS) | Stasis | Centralisé | 43M € | - Ethereum - Polygon - Algorand - XRP - XDC - Arbitrum - Gnosis | Euros | - Stasis app - Uniswap - 1inch - Curve |
Euro Tether (EURT) | Tether | Centralisé | 38M € | - Ethereum - Tron | Euros | - Bitget - Bitfinex - OKX - Kraken - Gate.io - Uniswap - 1inch |
EURA (EURA) | Angle Protocol | Décentralisé | 18M € | - Ethereum - Polygon - Optimism - Base - Arbitrum - BNB - Celo - Avalanche - Linea - Gnosis | Bons du Trésor tokénisés (RWAs), Ethereum, Bitcoin et d’autres stablecoins Euros | - Mt Pelerin - Transak - Unblock - Uniswap - 1inch - Paraswap - Odos - Angle app |
Celo Euro (CEUR) | Celo | Algorithmique | 9M € | - Celo | Jetons CELO | - Gate.io - Uniswap - 1inch - Bitget - Blockchain.com |
EURT de Tether
L’entreprise américaine Tether, connue principalement pour son stablecoin Dollar USDT, émet également l'EURT, un stablecoin adossé à l'Euro. Avec des réserves fiat en Euros garantissant sa parité 1:1, l'EURT offre aux utilisateurs une option stable pour échanger des actifs numériques sur la blockchain.
Il convient cependant de souligner que Tether a fait l'objet de controverses passées concernant la vérification de ses réserves. Malgré le fait que Tether demeure un des plus grands émetteurs de stablecoin au monde, cela peut être un élément à prendre en compte pour les investisseurs.
EURC by Circle
Circle is a US-based company founded in 2013 by Jeremy Allaire. Circle issues the US Dollar stablecoin USDC. Coinbase, the renowned cryptocurrency exchange, is one of the main shareholders of Circle.
Circle launched EURC in June 2022. EURC is a stablecoin fully backed by Euros held in US bank accounts denominated in Euros. For each EURC stablecoin issued, there is 1 Euro in Circle's reserves.
EURC is exchangeable at a fixed rate of 1:1 against the euro, ensuring its stability. The EURC tokens represent liabilities, while the Euros held in Circle's bank accounts are the assets.
EURA by Angle
Angle is a decentralized finance (DeFi) protocol specialized in building resilient stablecoin infrastructures. Angle launched EURA (previously known as agEUR) in November 2021, making it a pioneer among Euro stablecoins.
EURA maintains a 1:1 parity with the Euro, secured by reserves in cryptocurrencies like tokenized bonds (real-world assets, aka RWAs), Ethereum, Bitcoin, and other Euro stablecoins. Its decentralized nature renders EURA a highly sought-after stablecoin within the decentralized finance (DeFi) community.
In addition to its stability, EURA provides users with the opportunity to generate passive income through its onchain Euro savings solution.
EURA is available on multiple blockchains: Ethereum, Polygon, Arbitrum, Optimism, Base, BNB, Celo, Avalanche, Linea, and Gnosis.
EURA is the most traded Euro stablecoin in the crypto market today, owing to its availability on over 10 blockchains, its robustness, and the passive yield it generates.
Angle also issues a Dollar stablecoin: USDA.
EURS by Stasis
Founded in 2018, Stasis is a tech company based in Malta that issues the EURS stablecoin. EURS is a digital Euro designed to mirror the price of the European currency.
EURS is backed by the value of the Euro and designed to offer a secure method for holding and transferring value, akin to the stability of the Euro as a currency. The token is fully guaranteed by a reserve of Euros, ensuring its value remains pegged to a 1:1 exchange rate with the Euro.
CEUR by Celo
The Celo blockchain provides a range of stablecoins backed by various assets, including fiat currencies and commodities.
The Celo project issues stablecoins tied to various currencies, including a Dollar stablecoin (cUSD), a stablecoin pegged to the Brazilian Real (CREAL), and a Euro stablecoin (CEUR).
CEUR is an algorithmic stablecoin, maintaining its parity with the Euro through a stability mechanism driven by algorithms.
To mint CEUR stablecoins, users are required to deposit an amount equivalent to 1 Euro in CELO tokens into the stablecoin reserve.
